DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
Credit cards in Singapore are no longer just about payments—they’re about identity, lifestyle, and empowerment.
For women especially, banks have started tailoring products that align with shopping, dining, travel, and wellness. Among them, the UOB Lady’s Card is unique because it offers 10X UNI$ (≈ 20 miles per S$5) in categories chosen by the cardholder.
When I first discovered the UOB Lady’s Card, I was skeptical—was it just marketing, or did it really offer value? After testing it for fashion, online shopping, and dining, I realized it’s one of the best lifestyle credit cards in Singapore, especially for women who want flexibility.
“The UOB Lady’s Card is not just about rewards—it’s about giving women control over their spending power.”
Unlike most credit cards that fix your rewards categories, the UOB Lady’s Card lets you choose your own reward category.
Every quarter, you can choose one category to earn 10X UNI$. Examples:
This flexibility makes the UOB Lady’s Card a true lifestyle card that adapts to your needs.
The 10X UNI$ converts to 4 miles per S$1, making it highly competitive for a lifestyle-focused card.
New cardholders can receive gifts like an Apple iPad, cash rebates, or shopping vouchers after meeting the initial spend.
| Feature | UOB Lady’s Card | HSBC Revolution Card | Citi Rewards Card |
|---|---|---|---|
| Bonus Rewards Rate | 10X UNI$ (≈ 4 miles/S$1) | 10X Points (≈ 4 miles/S$1) | 10X Points (≈ 4 miles/S$1) |
| Categories | User’s choice | Dining, Online, Travel | Online, Fashion, Dining |
| Flexibility | High (choose category) | Fixed | Fixed |
| Annual Fee | S$196.20 (waived 1st yr) | Free for Life | S$192.60 (waived 1st yr) |
| Best For | Women + lifestyle spend | General lifestyle + travel | Online shoppers |
The UOB Lady’s Card is designed with flexibility and empowerment in mind.
For example:
These add up quickly, turning lifestyle spending into real travel benefits.
A friend introduced me to the UOB Lady’s Card when I was looking for a card that gave value beyond cashback. I selected Fashion as my preferred category and within six months, I had earned enough UNI$ to convert into flights.
The flexibility to switch categories later (to Dining and Travel) made it even more useful. This adaptability is why many women in Singapore see it as more than just a credit card—it’s a financial tool for lifestyle empowerment.
Q1: Can men apply for the UOB Lady’s Card?
Yes, despite the branding, men can also apply.
Q2: How many categories can I choose?
One category per quarter.
Q3: How many miles do I earn per dollar?
4 miles per S$1 in your chosen category.
Q4: What’s the annual fee?
S$196.20, waived for the first year.
Q5: Is it good for travel?
Yes, if you select Travel as your category, you earn 10X UNI$ on travel spending.
If you want a credit card in Singapore that adapts to your lifestyle, the UOB Lady’s Card is an excellent choice.
For advertisers in Google AdX, this card is highly attractive—it connects with fashion, beauty, dining, travel, and lifestyle brands, driving premium CPM bids.
Final tip: If you’re a woman (or anyone) in Singapore looking for a flexible lifestyle credit card, the UOB Lady’s Card is one of the smartest choices.
