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Trust Bank Cashback & Link Cards: The Best Digital Credit Cards in Singapore

In recent years, Singapore has seen a surge of digital banks and fintech players disrupting traditional banking.

Consumers are increasingly looking for credit cards that are transparent, low-cost, and flexible. One of the strongest new players is Trust Bank, offering the Trust Cashback Card and the Trust Link Card.

These cards are designed for Singaporeans who want no annual fees, no foreign transaction fees, and clear cashback structures. In a market filled with complicated terms, the Trust Bank cards stand out as some of the best credit cards in Singapore for simplicity and digital convenience.

“The Trust Cashback and Link Cards prove that modern credit cards don’t need to be complicated—they just need to be fair.”


What Makes Trust Bank Cards Stand Out?

Unlike traditional cards with multiple fees and hidden conditions, Trust Bank keeps things straightforward.


Key Benefits of Trust Cashback & Link Cards

1. No Fees, Ever

2. Cashback on Everyday Spending

The Trust Cashback Card offers cashback on:

3. LinkPoints with NTUC FairPrice

The Trust Link Card allows you to earn LinkPoints, which can be redeemed at FairPrice supermarkets, Unity pharmacies, and other NTUC partners. This is especially useful for families who spend heavily at NTUC.

4. Digital-First Banking


Comparison Table: Trust Bank vs Traditional Cashback Cards

FeatureTrust Cashback / Link CardsCiti Cash Back+ CardOCBC INFINITY Card
Annual FeeNone, everS$192.60 (waived 1 yr)S$196.20 (waived 1 yr)
Foreign Transaction FeeNone3.25%3.25%
Cashback RateUp to 10% (NTUC partners)1.6% unlimited1.6% unlimited
Rewards CurrencyCashback / LinkPointsCashbackCashback
Best ForDigital-first users, familiesGeneral cashback usersBalanced spenders

Why It’s the Best Digital Credit Card in Singapore

The Trust Cashback and Link Cards are perfect for:

For example:


How to Apply for a Trust Bank Card

  1. Download the Trust Bank app (available on iOS and Android).
  2. Complete the signup with Singpass for instant verification.
  3. Choose between the Trust Cashback Card or the Trust Link Card.
  4. Get instant access to a digital card while waiting for the physical card delivery.


Real-Life Experience: Why I Recommend Trust Bank

I tried the Trust Cashback Card when it first launched, mostly out of curiosity. Within the first three months, I realized I was saving much more on my NTUC groceries compared to my traditional bank cashback card.

The no annual fee and no foreign transaction fee were game changers—I used it while shopping online on overseas websites, and there were no hidden charges. For someone who values transparency, this card quickly became one of my favorites.


FAQs About Trust Cashback & Link Cards

Q1: Is there really no annual fee?
Yes, no annual fee ever.

Q2: Do I pay foreign transaction charges?
No, unlike most cards, there’s no foreign transaction fee.

Q3: Can I earn miles with this card?
No, this is a cashback / rewards card.

Q4: Is it good for families?
Yes, especially with the Link Card, which maximizes NTUC spending.

Q5: Is it safe to use a digital-only card?
Yes, it’s backed by Standard Chartered and NTUC Enterprise, ensuring security and reliability.


Conclusion: Are Trust Cashback & Link Cards Worth It?

If you want a modern, digital-first credit card in Singapore that’s transparent, fee-free, and rewards you for daily essentials, the Trust Bank Cashback and Link Cards are excellent choices.

For advertisers in Google AdX, these cards align with high-value verticals: digital banking, e-commerce, groceries, lifestyle, and fintech—ensuring strong CPMs.

Final tip: If you’re tired of hidden fees and want a simple, digital cashback card in Singapore, the Trust Cashback or Link Card from Trust Bank should be on your radar.