DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
Singapore is one of the busiest travel hubs in the world. Whether it’s weekend getaways to Bali, work trips to Hong Kong, or long holidays in Europe, Singaporeans are always on the move.
To maximize these experiences, having a travel credit card is essential—not only to save money but also to unlock miles, lounge access, and travel perks.
The Standard Chartered Journey Credit Card is one of the best credit cards in Singapore for travelers. It combines high miles earning rates with perks like travel insurance, flexibility for daily use, and integration with popular platforms like Grab and foodpanda.
“The SC Journey Credit Card isn’t just about flying—it’s about rewarding your journey, from Grab rides to your next international vacation.”
The Standard Chartered Journey Credit Card was designed for modern travelers who want a balance between everyday lifestyle rewards and premium travel benefits.
This makes it not only a travel card but also an excellent daily lifestyle card.
New cardholders can receive up to 45,000 bonus miles, depending on the initial spend and sign-up promotions.
When you book your trips with the card, you enjoy complimentary travel insurance coverage of up to S$500,000.
The card integrates smoothly with Grab, Gojek, foodpanda, Deliveroo, and major e-commerce platforms, making it easy to accumulate rewards in your daily lifestyle.
| Feature | SC Journey Card | Citi PremierMiles Card | HSBC TravelOne Card |
|---|---|---|---|
| Local Spend Rate | 1.2 miles/S$1 | 1.2 miles/S$1 | 1.2 miles/S$1 |
| Overseas Spend Rate | 2 miles/S$1 | 2.2 miles/S$1 | 2.4 miles/S$1 |
| Lifestyle Spend Rate | 3 miles/S$1 (online) | Limited | Limited |
| Welcome Bonus | Up to 45,000 miles | 30,000 miles | 30,000 miles |
| Travel Insurance | S$500k coverage | S$500k | S$1M |
| Annual Fee | S$194.40 | S$192.60 | S$194.40 |
| Best For | Balanced lifestyle + travel | Frequent flyers | High overseas spenders |
The SC Journey Card isn’t just for traditional flyers. It’s also ideal for young professionals and digital-savvy users who spend on apps and services daily.
For example:
That’s nearly 7,000 miles in one month, without changing your lifestyle.
When I first got the SC Journey Card, I wasn’t expecting much beyond the welcome bonus. But within six months of using it for Grab rides, dining, and a trip to Japan, I had accumulated enough miles to book a free flight to Bangkok.
The fact that I was earning extra miles on everyday online food delivery made the journey to miles faster. For busy professionals, this is a huge advantage.
Q1: What’s the annual fee?
S$194.40, with occasional first-year waivers.
Q2: How many miles can I earn on food delivery?
3 miles per S$1 on food delivery platforms like GrabFood and foodpanda.
Q3: Does it come with lounge access?
No, lounge access is not included.
Q4: Is it better than the Citi PremierMiles Card?
If you value lifestyle spending (Grab, food delivery), yes. For pure airline miles, Citi PremierMiles may be stronger.
Q5: Can foreigners apply?
Yes, with a minimum annual income of S$60,000.
If you’re looking for a credit card in Singapore that balances lifestyle and travel rewards, the Standard Chartered Journey Credit Card is an excellent choice.
For advertisers in Google AdX, this card connects with high-value verticals: airlines, lifestyle apps, food delivery, and travel insurance, ensuring premium CPM bids.
Final tip: If you want a miles card that rewards both travel and daily life, the SC Journey Credit Card should be on your radar.
