DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
In Singapore, daily expenses make up the bulk of monthly budgets. Families spend hundreds on groceries, dining, transport, utility bills, and healthcare. While travel credit cards and premium lifestyle cards grab the headlines, the POSB Everyday Card has built its reputation on being practical, reliable, and rewarding for everyday living.
For years, I overlooked “everyday” cards because I thought they didn’t provide as much value as travel or cashback cards. But after using the POSB Everyday Card, I realized how much it saves on essentials. It’s one of the best credit cards in Singapore for families and households, especially if you spend consistently on necessities.
“The POSB Everyday Card proves that sometimes the biggest savings come from the smallest, everyday transactions.”
The POSB Everyday Card is designed to maximize rewards in categories that Singaporeans spend on every single week.
This makes it perfect for families who want savings they can actually feel in their monthly budget.
Families spend a large portion of their budget on groceries. The POSB Everyday Card provides up to 5% cashback on supermarket spending at places like FairPrice, Sheng Siong, and Cold Storage.
Earn rebates when you shop with partners like Lazada, Qoo10, Shopee, and other e-commerce platforms.
| Feature | POSB Everyday Card | OCBC 365 Card | UOB One Card |
|---|---|---|---|
| Groceries Cashback | Up to 5% | 3% | Up to 10% (DFI) |
| Dining Cashback | Up to 10% | 6% | Partner-based |
| Utilities Cashback | 3% | 3% | Yes (SP bills) |
| Fuel Savings | 8% SPC/Esso | 6% | Partner-based |
| Monthly Cashback Cap | Varies (per partner) | S$80 | Structured |
| Annual Fee | S$192.60 (waived 1st yr) | S$192.60 (waived 2 yrs) | S$192.60 (waived 1 yr) |
| Best For | Families & households | Dining + transport | Consistent spend |
The POSB Everyday Card covers household essentials, making it ideal for parents, couples, and even singles who spend a lot on groceries, dining, and utilities.
Imagine this scenario:
That’s already S$120 savings in one month—over S$1,400 in a year.
I used to rely only on my miles card, but I wasn’t traveling enough to maximize benefits. Switching part of my spending to the POSB Everyday Card changed things.
Groceries and food delivery rebates alone gave me almost S$80 cashback every month. It felt like the bank was helping me pay for essentials I was already buying. For families, this consistency is hard to beat.
Q1: What’s the annual fee?
S$192.60, waived for the first year.
Q2: Is there a cashback cap?
Yes, caps apply per category/partner, but they’re generous enough for families.
Q3: Can I use it overseas?
Yes, but the main benefits are focused on local Singapore spending.
Q4: Is it better than the OCBC 365 Card?
If your focus is on family and household essentials, the POSB Everyday Card often gives higher rebates.
Q5: Can foreigners apply?
Yes, with a minimum annual income of S$45,000.
If your goal is to save money on everyday essentials, the POSB Everyday Card is one of the smartest choices in Singapore.
For advertisers in Google AdX, this card is highly valuable. It intersects with supermarkets, dining, fuel, transport, and utilities—all high-demand industries that push higher CPM bids.
Final tip: If you want a family credit card in Singapore that saves you money every single month, the POSB Everyday Card should be on top of your list.
