Nedbank American Express Platinum Credit Card: Exclusive Benefits, Fees, Rewards and Eligibility in South Africa

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The Nedbank American Express Platinum Credit Card is designed for South Africans who seek luxury travel perks, elite lifestyle rewards, and superior global acceptance.

With access to airport lounges, concierge services, premium insurance cover, and higher reward earn rates, it caters to high-income earners and frequent travellers who demand more from their credit card.

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Key features of the Nedbank Amex Platinum Credit Card

This card goes beyond traditional banking, offering:

• Unlimited airport lounge access via Priority Pass (local & international).
• Comprehensive travel insurance up to $1 million when booking flights with the card.
• Dedicated concierge service for travel, dining, and event bookings.
• Premium rewards programme with accelerated earn rates.
• Exclusive partner discounts on luxury hotels, car hire, and retail brands.

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Greenbacks Rewards Programme

The card is integrated with Nedbank’s Greenbacks Rewards, enabling cardholders to:

• Earn 1.5 Greenbacks per R10 spent, faster than standard Gold tier cards.
• Redeem points for BP fuel vouchers, shopping discounts, or cash-back transfers.
• Access premium reward partners in travel, dining, and luxury retail.

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Nedbank American Express Platinum Credit Card fees (2025)

Fee Type	Cost
Monthly service fee	R150
Initiation fee	R250 (once-off)
Supplementary card fee	R70/month
Lounge membership fee	Included
International fee	2.75% per transaction

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Eligibility requirements

To apply for the Nedbank Amex Platinum Credit Card, you need:

• A minimum annual income of R750,000.
• Excellent credit score (700+).
• Valid South African ID or passport.
• Proof of income: payslips and bank statements (3 months).

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Travel and lifestyle perks

This premium card is packed with high-value travel features:

• Unlimited Priority Pass lounge access for cardholder and guest.
• Hotel upgrades, early check-in/late check-out at luxury partner hotels.
• Concierge service for travel planning and reservations.
• Visa and Amex exclusive benefits for dining, entertainment, and events.

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Security and convenience features

• Contactless payment for fast transactions.
• Real-time fraud monitoring with instant alerts.
• In-app card management via Nedbank Money app.
• Access to virtual cards for secure online shopping.

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Comparison: Amex Platinum vs other premium cards

Card	Monthly Fee	Lounge Access	Rewards Rate
Nedbank Amex Platinum	R150	Unlimited (Priority Pass)	1.5 Greenbacks/R10
Visa Infinite (Investec/Std Bank)	R400	1,000+ lounges globally	Luxury travel perks
Mastercard World Elite	R420	LoungeKey lounges	Flexible luxury rewards

Nedbank’s Amex Platinum offers exceptional lounge access and high earn rates, making it ideal for frequent flyers.

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How to maximise your Amex Platinum benefits

1. Book flights and hotels with the card to unlock travel insurance and bonus rewards.
2. Redeem Greenbacks for high-value perks like fuel or cashback.
3. Use concierge services for event access and premium dining reservations.
4. Take advantage of Priority Pass lounges for stress-free travel.

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Official resources:

• Apply for Nedbank American Express Platinum
• Greenbacks Rewards Programme

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Conclusion

The Nedbank American Express Platinum Credit Card is built for affluent South Africans who prioritise luxury travel benefits, high-end rewards, and exclusive privileges. While it comes with a higher fee, the unlimited lounge access, premium insurance, and concierge services deliver value well beyond its cost for frequent travellers and lifestyle enthusiasts.

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FAQs

1. What is the minimum income for the Nedbank Amex Platinum?
R750,000 annually.

2. Does the card include lounge access?
Yes, unlimited Priority Pass access for local and global lounges.

3. Are Greenbacks rewards better than eBucks or UCount?
For premium spending, Greenbacks offers strong flexibility, especially for fuel and cash-back.

4. Is travel insurance included?
Yes, comprehensive cover applies when you book flights using the card.

5. Can I get supplementary cards?
Yes, at R70 per month per card.