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HSBC TravelOne Card: The Best Credit Card in Singapore for Frequent Travelers

Singaporeans love to travel. Whether it’s a quick escape to Bali, a business trip to Hong Kong, or a long holiday in Europe, having the right travel credit card makes a huge difference.

Beyond just paying for flights and hotels, the right card gives you miles, insurance, and lounge access—turning every trip into a smoother experience.

Among the top contenders, the HSBC TravelOne Card stands out as one of the best credit cards in Singapore for travel. It offers competitive miles rates, a wide range of redemption options, and premium travel perks that appeal to both frequent flyers and casual holidaymakers.

I’ve personally tried different miles credit cards, but the HSBC TravelOne Card surprised me with its combination of flexibility and value.

“If you want a credit card in Singapore that travels as much as you do, the HSBC TravelOne Card is a smart choice.”


What Makes the HSBC TravelOne Card Stand Out?

The HSBC TravelOne Card isn’t just another miles card. It’s designed for people who travel often and want a card that works as hard overseas as it does locally.


Key Benefits of the HSBC TravelOne Card

1. Competitive Miles Earning Rate

This makes the HSBC TravelOne Card highly rewarding for frequent flyers who spend in foreign currencies.

2. Wide Redemption Partners

The card offers access to more than 20 airline and hotel loyalty programs, including:

3. Travel Privileges

4. Welcome Bonus Miles

New users can earn up to 30,000 bonus miles when they meet the spending threshold.


Comparison Table: HSBC TravelOne vs Other Travel Cards

FeatureHSBC TravelOne CardCiti PremierMiles CardDBS Altitude Card
Local Spend Rate1.2 miles/S$11.2 miles/S$11.2 miles/S$1
Overseas Spend Rate2.4 miles/S$12.2 miles/S$12 miles/S$1
Redemption Partners20+ airlines + hotels60+ airlines & hotelsLimited
Lounge Access4 visits/year2 visits/year2 visits/year
Travel InsuranceUp to S$1M coverageS$500kS$500k
Annual FeeS$194.40S$192.60S$192.60
Best ForFrequent travelersBalanced usersOnline bookings

Why It’s the Best Credit Card in Singapore for Overseas Spending

The HSBC TravelOne Card shines for anyone who spends often in foreign currencies. With 2.4 miles per S$1 overseas, it beats most competitors.

For example:

This easily adds up to free flights within months of active use.


How to Apply for the HSBC TravelOne Card

  1. Visit the HSBC Singapore website.
  2. Submit your details (NRIC for locals/PRs, FIN/Passport for foreigners).
  3. Provide income proof:
    • Minimum annual income S$30,000 for Singaporeans/PRs.
    • Minimum annual income S$40,000 for foreigners.
  4. Approval usually within 1–3 working days.


Real-Life Experience: How I Redeemed My First Miles

When I first got the HSBC TravelOne Card, I wanted to test its value. After six months of using it for both local and overseas spending, I had accumulated enough miles to redeem a round-trip ticket to Seoul.

The process was smooth: logging into the HSBC rewards portal, transferring points to KrisFlyer, and booking directly with Singapore Airlines. That redemption alone saved me over S$600—and it all came from spending I would have done anyway.


FAQs About the HSBC TravelOne Card

Q1: How many miles do I earn per dollar?
1.2 miles locally, 2.4 miles overseas.

Q2: Is there an annual fee?
Yes, S$194.40, not waived.

Q3: Does it come with lounge access?
Yes, 4 complimentary visits per year.

Q4: Can I redeem with airlines other than Singapore Airlines?
Yes, over 20 airline and hotel partners are available.

Q5: Is it good for foreigners in Singapore?
Yes, with a minimum annual income of S$40,000.


Conclusion: Is the HSBC TravelOne Card Worth It?

If you travel frequently, the HSBC TravelOne Card is one of the best choices in Singapore.

For advertisers in Google AdX, this card connects directly to premium verticals—travel, airlines, hotels, banking, and insurance—which means articles about it tend to attract high CPM bids.

Final tip: If your goal is to maximize overseas spending and enjoy real travel benefits, the HSBC TravelOne Card deserves a spot in your wallet.