DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
When you live in Singapore, financial products are everywhere: personal loans, insurance packages, and of course credit cards. But not every card gives the same value.
Some cards look attractive on paper but come with hidden fees, complex restrictions, or benefits you’ll never use. That’s why choosing the right option—like the HSBC Revolution Credit Card—is essential if you want real rewards for your everyday lifestyle.
I’ve personally gone through the cycle of applying for “fancy” cards, only to realize I wasn’t really enjoying the perks. Since switching to the HSBC Revolution Credit Card, my daily spending—whether on dining, travel, or online shopping—actually works for me.
“The best credit card in Singapore isn’t the one with the flashiest ad, it’s the one that truly matches your lifestyle.”
The HSBC Revolution Credit Card is a favorite among Singaporeans and expats for a few simple reasons:
Unlike some cards that only reward travel, the HSBC Revolution Credit Card gives you 10X Points on:
Every other purchase earns 1X Point, making it reliable even for small daily transactions.
One of the biggest frustrations with many “top” cards is the annual fee. The HSBC Revolution Credit Card stands out by keeping it completely free for life.
For young professionals, freelancers, or families in Singapore, that means more savings every year.
Points earned can be converted into:
This flexibility makes the card attractive to advertisers as well, since it aligns with diverse spending categories.
| Feature | HSBC Revolution Credit Card | Citi Rewards Card | Standard Chartered Simply Cash |
|---|---|---|---|
| Annual Fee | Free for Life | Free 1st year, then S$192 | S$196 (waived 1st year) |
| Rewards on Dining/Online | 10X Points (≈4 miles) | 10X Points | 1.6% cashback |
| Travel Rewards | Yes (air miles transfer) | Limited | No |
| Cashback | Possible via conversion | No | 2% unlimited cashback |
| Target User | Lifestyle + Travel | Shopping + Online | General spenders |
Millennials and Gen Z professionals in Singapore prefer cards that:
The HSBC Revolution Credit Card ticks all these boxes, which is why it’s consistently ranked as a top credit card in Singapore.
Applying is straightforward:
Minimum income: S$30,000 per year for Singaporeans/PRs, S$40,000 per year for foreigners.
A few years back, I was using a premium miles card with a hefty S$200 annual fee. Honestly, I didn’t travel enough to make the rewards worth it. After a friend suggested the HSBC Revolution Credit Card, I tried it—and the difference was clear:
That’s why I recommend it today for anyone in Singapore looking for a credit card that adapts to your lifestyle.
Q1: Is the HSBC Revolution Credit Card free for life?
Yes, it comes with no annual fee ever, unlike many competitors.
Q2: Can I earn air miles with this card?
Absolutely. 10X Points = 4 miles, and points can be transferred to multiple airlines.
Q3: Is it good for online shopping?
Yes, you earn 10X Points on online purchases, making it one of the best online shopping credit cards in Singapore.
Q4: Is it available for foreigners in Singapore?
Yes, as long as you meet the income requirement of S$40,000/year.
Q5: How does it compare to cashback cards?
It’s more flexible: you can redeem cashback, miles, or shopping vouchers, making it stronger for diverse lifestyles.
If you’re in Singapore and want a credit card that actually pays off, the HSBC Revolution Credit Card is one of the smartest choices you can make in 2025.
For advertisers in Google AdX, this card is also highly relevant—it intersects with high-value industries like travel, dining, e-commerce, and financial services. That means content around the HSBC Revolution Credit Card attracts premium bids, pushing higher CPMs for publishers.
Final tip: If you’re comparing multiple best credit cards in Singapore, start with the HSBC Revolution Credit Card. It’s free, rewarding, and perfect for today’s digital lifestyle.
