DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
Many credit cards in Singapore give cashback or miles, but what makes the DBS yuu Visa / AMEX Card stand out is its deep integration with daily lifestyle partners. Instead of generic rewards, this card offers accelerated points and rebates at retailers Singaporeans use every day, from supermarkets and bakeries to ride-hailing and food delivery apps.
I’ve tested many lifestyle credit cards, but the DBS yuu Card quickly became one of my favorites for groceries and food. With cashback and yuu Points stacking together, the savings feel immediate and substantial.
“If you shop at Cold Storage, grab bread from BreadTalk, or use foodpanda weekly, the DBS yuu Card is one of the most rewarding credit cards in Singapore.”
The DBS yuu Card is more than just a credit card—it’s part of the yuu rewards ecosystem, a loyalty program covering multiple brands Singaporeans already rely on.
This is the biggest selling point. When you shop at yuu merchants, you earn:
The combined effect can be worth up to 18% cashback equivalent.
The card is integrated with the yuu rewards app, covering:
yuu Points can be redeemed easily through the app for discounts at partner stores.
| Feature | DBS yuu Visa / AMEX | OCBC 365 Card | POSB Everyday Card |
|---|---|---|---|
| Cashback Rate | Up to 18% (partners) | 6% dining, 3% groceries | Up to 10% dining/groceries |
| Partner Ecosystem | yuu merchants | General dining/lifestyle | General family spend |
| Rewards Currency | yuu Points + cashback | Cashback only | Cashback only |
| Annual Fee | S$196.20 (waived 1 yr) | S$192.60 (waived 2 yrs) | S$192.60 (waived 1 yr) |
| Best For | Partner shoppers | Families | Households |
The DBS yuu Card is ideal for:
For example:
When I first signed up for the DBS yuu Card, I was skeptical about the “up to 18% cashback” claim. But after three months of using it for groceries and food delivery, I saw how the stacking of points and cashback really added up.
On average, I saved more than S$100/month just from shopping at Giant and ordering food via foodpanda. For households, these savings are extremely tangible.
Q1: What’s the maximum cashback rate?
Up to 18% equivalent, but only when stacking yuu Points with partner spend.
Q2: Do I need the yuu app?
Yes, the app is required to track and redeem yuu Points.
Q3: Is the Visa or AMEX version better?
Visa is better for global acceptance, AMEX may offer more local perks.
Q4: Is there an annual fee?
S$196.20, usually waived in the first year.
Q5: Can foreigners apply?
Yes, with a minimum annual income of S$45,000.
If you want a credit card in Singapore that directly rewards your everyday life, the DBS yuu Visa / AMEX Card is one of the strongest options available.
For advertisers in Google AdX, this card connects with premium verticals: supermarkets, dining, transport, food delivery, and banking—ensuring strong advertiser demand and high CPMs.
Final tip: If you spend regularly at yuu partner merchants, the DBS yuu Card will help you maximize rewards effortlessly.
