DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
In Singapore, consumers are spoiled with options when it comes to credit cards. Some focus on air miles, others on dining or groceries, while many have complex reward structures that require careful tracking.
But what if you just want a card that gives you cashback on everything—without caps, categories, or conditions?
That’s where the American Express True Cashback Card shines. With its straightforward cashback structure, it has become one of the best cashback credit cards in Singapore, especially for those who value simplicity and consistency.
I’ve personally used rewards cards that required me to memorize which categories gave the best returns, only to miss out when I used the wrong card. The American Express True Cashback Card solves that problem by offering flat cashback on every transaction.
“The Amex True Cashback Card is proof that sometimes the simplest rewards are the most powerful.”
The Amex True Cashback Card has a unique value proposition in Singapore’s crowded card market:
For the first S$5,000 spent in the first six months, you’ll enjoy 3% cashback. That means:
This alone makes it one of the most rewarding entry-level credit cards in Singapore.
After the welcome bonus period, you continue to earn 1.5% cashback on all purchases, without any caps or restrictions. This makes it a true “everywhere card.”
Cashback is credited directly into your account—no need to redeem vouchers or track points.
| Feature | Amex True Cashback Card | Citi Cash Back+ Card | Standard Chartered Simply Cash |
|---|---|---|---|
| Welcome Bonus | 3% on first S$5,000 | S$350 cashback | S$350 cashback |
| Cashback Rate | 1.5% unlimited | 1.6% unlimited | 2% unlimited |
| Caps & Restrictions | None | None | None |
| Annual Fee | S$171.20 | S$192.60 (waived 1 yr) | S$196.20 (waived 1 yr) |
| Best For | Simplicity & global use | Local spenders | High cashback seekers |
The Amex True Cashback Card is perfect if you:
For example:
I initially got the Amex True Cashback Card because I was tired of juggling multiple cards for different categories. With this card, I no longer need to think. Whether I’m booking a flight, paying utilities, or shopping online, I know I’m getting cashback.
The 3% welcome bonus was a big boost—I earned almost S$150 in the first few months. Now, the unlimited 1.5% continues to save me money every month.
Q1: Is there a cap on cashback?
No, cashback is unlimited.
Q2: Is it good for travel?
Yes, it’s accepted worldwide and earns cashback on foreign currency spending.
Q3: What’s the annual fee?
S$171.20.
Q4: Does it come with Amex perks?
Yes, you’ll enjoy Amex dining, lifestyle, and shopping privileges.
Q5: Is it better than other cashback cards?
It depends. If you want simplicity and unlimited cashback, yes. If you want higher rates, cards like the Standard Chartered Simply Cash may be better.
If you want a credit card in Singapore that’s simple, rewarding, and globally accepted, the American Express True Cashback Card is one of the top choices.
For advertisers in Google AdX, this card sits perfectly at the intersection of finance, lifestyle, dining, travel, and e-commerce—which means premium bids and high CPMs.
Final tip: If you want one simple cashback card that you can use everywhere without worrying about caps or categories, the Amex True Cashback Card should be at the top of your list.
