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American Express Singapore Airlines KrisFlyer Ascend Card: The Best Miles Credit Card in Singapore for Frequent Flyers

When it comes to miles credit cards in Singapore, few programs are as iconic as KrisFlyer, the frequent flyer program of Singapore Airlines.

For Singaporeans who travel frequently for work or leisure, having a credit card that earns KrisFlyer miles directly—without the hassle of conversions—is a massive advantage.

Among all the options available, the American Express Singapore Airlines KrisFlyer Ascend Card is one of the best credit cards in Singapore for frequent travelers, offering premium travel perks, generous miles earning rates, and exclusive privileges with Singapore Airlines.

“The Amex KrisFlyer Ascend Card is not just a miles card—it’s your ticket to premium travel experiences across Asia and beyond.”


What Makes the Amex KrisFlyer Ascend Card Stand Out?

Unlike general rewards cards, the Amex KrisFlyer Ascend Card directly credits your miles into your KrisFlyer account, making redemptions faster and simpler.


Key Benefits of the Amex KrisFlyer Ascend Card

1. Generous Miles Earning Rates

This makes it one of the strongest cards for direct airline-related spending.

2. Premium Travel Perks

3. Direct Miles Credit

Unlike other cards that require you to convert points into miles, this card credits KrisFlyer miles directly into your Singapore Airlines KrisFlyer account every month.

4. Welcome Bonus Miles

New cardholders can receive up to 25,000 bonus KrisFlyer miles when they hit the required spending thresholds in the first months.


Comparison Table: Amex KrisFlyer Ascend vs Other Miles Cards

FeatureAmex KrisFlyer AscendCiti PremierMiles CardHSBC TravelOne Card
Local Spend Rate1.2 miles/S$11.2 miles/S$11.2 miles/S$1
Overseas Spend Rate2 miles/S$12.2 miles/S$12.4 miles/S$1
Airline-Specific Spend3.2 miles/S$1 (SIA)10 miles (hotel partners)2.4 miles (general)
Lounge Access4 visits/year2 visits/year4 visits/year
Hotel PrivilegesHilton free nightLimitedLimited
Annual FeeS$337.05S$192.60S$194.40
Best ForSingapore Airlines fansGeneral travelersFrequent overseas spend

Why It’s the Best Credit Card in Singapore for KrisFlyer Members

The Amex KrisFlyer Ascend Card is tailor-made for frequent flyers on Singapore Airlines and Scoot.

For example:


How to Apply for the Amex KrisFlyer Ascend Card

  1. Go to the American Express Singapore website.
  2. Submit your details (NRIC for locals/PRs, Passport/FIN for foreigners).
  3. Provide income documents:
    • Minimum annual income S$50,000 for Singaporeans/PRs.
    • Minimum annual income S$60,000 for foreigners.
  4. Approval typically within 1–3 working days.


Real-Life Experience: Why I Value This Card

As a frequent traveler to Hong Kong and Japan, I needed a card that would give me miles directly instead of juggling reward point conversions. The Amex KrisFlyer Ascend Card delivered exactly that.

After a few months of regular use—plus the welcome bonus—I had enough miles for a business-class upgrade on Singapore Airlines. Combined with lounge visits and the Hilton stay, the perks far outweighed the annual fee.


FAQs About the Amex KrisFlyer Ascend Card

Q1: What’s the annual fee?
S$337.05, not waived.

Q2: How many lounge visits are included?
Four complimentary visits per year.

Q3: Does it directly credit KrisFlyer miles?
Yes, miles are credited directly to your account monthly.

Q4: Is it good for overseas spending?
Yes, 2 miles per S$1 overseas is highly competitive.

Q5: Is it worth it compared to the standard KrisFlyer card?
Yes, especially if you value lounge access, bonus miles, and the free Hilton stay.


Conclusion: Is the Amex KrisFlyer Ascend Card Worth It?

If you’re a frequent flyer with Singapore Airlines or Scoot, the Amex KrisFlyer Ascend Card is one of the best travel credit cards in Singapore.

For advertisers in Google AdX, this card sits at the sweet spot of airlines, travel, hotels, and financial services, which ensures premium CPM bids.

Final tip: If you want a miles card in Singapore that gives you both travel perks and direct access to KrisFlyer rewards, the Amex KrisFlyer Ascend Card should be your go-to choice.