
When it comes to miles credit cards in Singapore, few programs are as iconic as KrisFlyer, the frequent flyer program of Singapore Airlines.
For Singaporeans who travel frequently for work or leisure, having a credit card that earns KrisFlyer miles directly—without the hassle of conversions—is a massive advantage.
Among all the options available, the American Express Singapore Airlines KrisFlyer Ascend Card is one of the best credit cards in Singapore for frequent travelers, offering premium travel perks, generous miles earning rates, and exclusive privileges with Singapore Airlines.
“The Amex KrisFlyer Ascend Card is not just a miles card—it’s your ticket to premium travel experiences across Asia and beyond.”
Unlike general rewards cards, the Amex KrisFlyer Ascend Card directly credits your miles into your KrisFlyer account, making redemptions faster and simpler.
This makes it one of the strongest cards for direct airline-related spending.
Unlike other cards that require you to convert points into miles, this card credits KrisFlyer miles directly into your Singapore Airlines KrisFlyer account every month.
New cardholders can receive up to 25,000 bonus KrisFlyer miles when they hit the required spending thresholds in the first months.
Feature | Amex KrisFlyer Ascend | Citi PremierMiles Card | HSBC TravelOne Card |
---|---|---|---|
Local Spend Rate | 1.2 miles/S$1 | 1.2 miles/S$1 | 1.2 miles/S$1 |
Overseas Spend Rate | 2 miles/S$1 | 2.2 miles/S$1 | 2.4 miles/S$1 |
Airline-Specific Spend | 3.2 miles/S$1 (SIA) | 10 miles (hotel partners) | 2.4 miles (general) |
Lounge Access | 4 visits/year | 2 visits/year | 4 visits/year |
Hotel Privileges | Hilton free night | Limited | Limited |
Annual Fee | S$337.05 | S$192.60 | S$194.40 |
Best For | Singapore Airlines fans | General travelers | Frequent overseas spend |
The Amex KrisFlyer Ascend Card is tailor-made for frequent flyers on Singapore Airlines and Scoot.
For example:
As a frequent traveler to Hong Kong and Japan, I needed a card that would give me miles directly instead of juggling reward point conversions. The Amex KrisFlyer Ascend Card delivered exactly that.
After a few months of regular use—plus the welcome bonus—I had enough miles for a business-class upgrade on Singapore Airlines. Combined with lounge visits and the Hilton stay, the perks far outweighed the annual fee.
Q1: What’s the annual fee?
S$337.05, not waived.
Q2: How many lounge visits are included?
Four complimentary visits per year.
Q3: Does it directly credit KrisFlyer miles?
Yes, miles are credited directly to your account monthly.
Q4: Is it good for overseas spending?
Yes, 2 miles per S$1 overseas is highly competitive.
Q5: Is it worth it compared to the standard KrisFlyer card?
Yes, especially if you value lounge access, bonus miles, and the free Hilton stay.
If you’re a frequent flyer with Singapore Airlines or Scoot, the Amex KrisFlyer Ascend Card is one of the best travel credit cards in Singapore.
For advertisers in Google AdX, this card sits at the sweet spot of airlines, travel, hotels, and financial services, which ensures premium CPM bids.
Final tip: If you want a miles card in Singapore that gives you both travel perks and direct access to KrisFlyer rewards, the Amex KrisFlyer Ascend Card should be your go-to choice.