DBS yuu Visa & AMEX Card: The Best Credit Card in Singapore for Daily Rewards and Partner Savings
The Absa Credit Card range, particularly the Gold and Platinum tiers, is designed for South Africans who want affordable credit access with robust rewards and travel benefits.
Through the Absa Rewards Programme, cardholders earn cashback on daily purchases while enjoying perks such as global acceptance, travel insurance, and lifestyle benefits.
Whether you choose the Gold (entry-mid tier) or Platinum (premium tier) version, the Absa Credit Card offers competitive value in the local market.
The Absa Rewards Programme is a cashback-based system:
| Fee Type | Cost |
|---|---|
| Monthly service fee | R50 |
| Initiation fee | R170 (once-off) |
| Supplementary card fee | R29/month |
| International transaction fee | 2.75% |
| Fee Type | Cost |
|---|---|
| Monthly service fee | R110 |
| Initiation fee | R180 (once-off) |
| Supplementary card fee | R35/month |
| International transaction fee | 2.75% |
| Feature | Absa Gold | Absa Platinum |
|---|---|---|
| Monthly Fee | R50 | R110 |
| Income Requirement | R5,000/month | R25,000/month |
| Travel Insurance | Basic cover | Premium cover + lounges |
| Rewards Cashback | Up to 30% | Up to 30% |
| Card | Monthly Fee | Rewards | Travel Benefits |
|---|---|---|---|
| Absa Platinum | R110 | Absa Rewards (30%) | Premium cover + lounges |
| FNB Aspire | R45 | eBucks (15%) | Travel insurance |
| Nedbank Gold | R50 | Greenbacks Rewards | Basic travel cover |
| Discovery Platinum | R110 | Vitality Money (35%) | Health-linked rewards |
The Absa Gold Credit Card is an affordable option for everyday rewards seekers, while the Platinum Credit Card caters to high-income users seeking travel perks, premium cover, and luxury features. Both cards leverage Absa Rewards to deliver real cashback value across groceries, fuel, and lifestyle spending.
1. What’s the difference between Absa Gold and Platinum?
Gold is entry-level with low fees, while Platinum adds travel insurance, lounge access, and higher income requirements.
2. How much cashback does Absa Rewards offer?
Up to 30% cashback at selected partners.
3. Does Absa Platinum include lounge access?
Yes, it offers lounge access and concierge services.
4. Can I hold both Gold and Platinum cards?
Yes, but most clients upgrade to Platinum when they meet the income requirements.
5. Is Absa Rewards automatic?
Yes, enrolment is automatic for all Absa credit cardholders.
